Mortgage Professionals, Inc. provides our clients with free prequalification and information on loans that specifically fit their needs. We spend the extra time it takes to understand the details of your needs then we work together to create a solution that best suits your circumstances.

In order to best serve you we offer four service alternatives for your prequalification.

Online  -  Phone  -  Fax  -  In Person

•    For online applications, simply complete all required fields of our web-based prequalification request.

•    To apply by phone, call us at (205) 989-1166 in Birmingham, or (251) 626-2746 in Daphne.

•    Should you wish to fax your application, please click on the APPLY NOW ONLINE and complete the required fields.  Then, from your menu at the top of your browser, click file and print. Our fax number is (205) 989-4054 in Birmingham, or (251) 626-4651 in Daphne.

•    Of course, we’re always happy to see our customers face-to-face so please feel free to visit one of our offices to begin your approval process. We are here to help, so please call or e-mail us should you have any questions.

To make the loan process as easy as possible we’ve designed the following checklist to help you pull together the information you’ll need to begin processing your loan. This information will help expedite your final approval.

LOAN DOCUMENTATION CHECKLIST

Photo ID
The United States Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

Pay Stubs and Other Income
As verification of income you will need to provide your most recent pay stub(s) covering a period of no less than 30-days. Additional income information, such as retirement, interest or dividends, trust income, rental income, child support or alimony may also be needed.

W-2 Forms (2 years)
In most cases, you will need to produce the past two years’ W-2 forms provided by your employer.

Federal Income Tax Returns (2 years)
If a borrower is paid commissions or is self-employed you will need to provide federal income tax returns (complete with all schedules) for the past two years.

Statements (2 months)
In order to verify reserves we will need copies of your last two months account statements including checking, savings, mutual funds, money markets, certificates of deposits, 401k, annuities, etc.

Sales Contract
A signed sales contract or purchase agreement will be need for final approval. .