Effective 5/9/2008  RATE  APR
 30 YEAR  5.625%  5.753%
 15 YEAR  5.25%  5.461%


The above rates are based on a loan amount between $250,000 and $417,000, 80% loan-to-value, primary residence, 20 day lock, with a qualifying credit score greater than 720.  All rates are subject to change without notice.

There are several variables that impact interest rates, such as loan-to-value, length of lock, loan amount, credit scores, mortgage insurance, occupancy and amortization.  Based on the many variables and product options available, choosing the right lender is vital to receiving the best overall value.

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