Reduce Your Monthly Payment

Tired of paying too much interest rate with your existing mortgage payment? Contact us now and we'll see how much we can actually save you monthly. We're here to help.

The best place to start is with a call to our office at 205-989-1166. We can help you explore hundreds of programs.

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Get Cash Out

Need cash for college tuition, new pool, new addition, etc? We can show you several options to turn the equity in your home into cash for almost any purpose. Call us now 205-989-1161.

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Consolidate Credit Card Debt

Stop paying high interest rates on those credit cards by consolidating them into your mortgage, where the interest is tax deductible. Call our loan associates now at 205-989-1161.

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Reduce the Term

Stop paying long-term interest by reducing your 30 year mortgage to a 25, 20, 15 or 10 year term.This is usually where you find the largest savings when refinancing your mortgage.

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Stop Paying PMI (Private Mortgage Insurance)

You may be able to refinance and eliminate that dreaded monthly PMI payment. Ask about out "Split Mortgage". Contact our account executives at 205-989-1161 and we will show you how.

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Get out of that ARM mortgage

Your ARM (adjustable rate mortgage) may be adjusting to a higher rate soon; contact us now and know your options about refinancing to a low fixed rate mortgage.